Hi Gary & Eric,
I thought that I'd respond to both of you at the same time, if you
don't mind, since my suggestion will help answer both your questions.
I would suggest that you go to the Palladium Alliance International
at luxurypalladium.com then click on trade resources. It has answers
to FAQ's plus there is a link to email Mark Mann with any questions
that aren't answered there. I consider Mark the most knowledgeable
person I know when it comes to 950 Pd.