Hey all, Thought that I would refer you to ProPay. $60.00 a year to
accept Mastercard, Visa, Discover an American Express. Anywhere that
you have either internet access or more importantly, at least for me,
a Cell Phone Signal, you can take a credit card. It was quick and
easy to sign up online and I can just follow the directions and
process credit cards using my cell phone. They give you the ability
to send email invoices and reciepts, etc…Watch their Demo video.
After Tamra’s post I opened up a chat session with ProPay regarding
PCI compliance and below is most of the content from that chat
session, including permission to post it wherever I would like, so, I
am and I hope that you find this useful.
Keith H: Tel me about PCI Compliance and where Propay is on that
Kassandra O: ProPay is 100% PCI compliant, which means we meet all
of the security settings set by Visa, MasterCard, Discover, and
Keith H: Can you tell me what level of compliance that you are,
Kassandra O: There aren’t really different levels of compliance. We
are certified as 100% PCI compliant with the board that sets the
standards from those four major credit card companies.
Keith H: The December 31st compliance deadline is for Level II
merchants; however, smaller merchants should treat this seriously
now, too, because while there don’t appear to be any hard and fast
deadlines by the major credit card companies for Levels III and IV,
the actual Acquiring Banks (your merchant services providers) may
have some. You can still be held accountable in the event of a
breach. Level IV applies to businesses doing less than 20,000 credit
card transactions per year. For perspective, TJ Maxx is probably a
Level I or Level II.
Keith H: Is there an email address that I can send some information
to it will save cutting and pasting…
Keith H: If you are indeed compliant, then I think that you should
use this as a marketing tool. PayPal is compliant for example…
Kassandra O: Regardless of the amount that is processed through any
account, ProPay is 100% PCI compliant, as we have an appointed
compliance officer that certifies us.
Keith H: And if you notice, there are INDEED different levels.
Gary F: Hi Keith. I’m a supervisor here. We are Level I compliant.
Gary F: And we have someone dedicated to the task of ensuring we
remain compliant. Is there anything else we can help you with?
Keith H: Hi Gary.!
Keith H: I am a Client Support Specialist where I work and a jeweler
as well. I subscribe to a list for jewelers and one of them was kind
enough to post a pretty lengthy piece regarding PCI
Keith H: If I could have an email address, I will forward it to you,
sir. There is much useful in it as well as video links
Gary F: Thanks, but we have a compliance officer already for our
company, so we will not be needing any or assistance with
Keith H: In the interest of your company doing well, I was thinking
of referring you to the list as a credit card processor.
Gary F: Is there anything else I can help you with?
Keith H: Well, It appears that you have no interest in additional
people using you as a credit card processor with that attitude. I was
pre-qualifying that you all were compliant and was going to use the
text of our discussion to help people be informed that your company
was a viable solution for them.
Gary F: Again we are PCI compliant and a Level 1 merchant. We take
compliance seriously and you can pass that on to whoever you would
like to pass that on too."