Oh..you bet you need a liability contract.
Contact a lawyer. Tell them you want a simple one page contract.
Everyone, and I mean every student, private student, studiomate and
Open Studio person has one signed for the year which if they are
hurt, they get a million for a hang nail. Don't get any ideas people!
The state of Massachusetts also requires Metalwerx to cover ALL of
our EMPLOYEES Workman's Comp. That means if a teacher comes in for
four hours and teaches, they are covered. What is the definition of
an employee to the state of Mass? Their definition: "if a hamster
runs across the floor in our building, collects a penny on their back
and their claw is pinched and go to the hospital, they can collect
full WC benefits. Do we pay up the nose for this...yes.
Overhead for running a jewelry school is expensive!
So, get thee to a lawyer, pronto. Then get insurance. No biggie
there. They will want to inspect the premises. Have your fire
inspection ahead of time, tanks corralled, certificates of occupancy
posted and clear exit signs posted.
Oh, and if you run into a problem, contact the "volunteer lawyers
for the arts".
M E T A L W E R X
School for Jewelry and the Metalarts
50 Guinan St.
Waltham, MA 02451
781 891 3854