It's my understanding that you pay more when you aren't submitting the data via a terminal. Perhaps it's time to update.
Yes, I pay a tiny bit more per transaction; but it amounts to WAY
less than the charge for one of the electronic machines; and that is
assuming that I am selling from somewhere with electricity and a
phone line, which usually I am not. So then you add more expense for
the satellite phone thingy… and so on. I just don’t have a volume
of credit card sales at this point that makes that a reasonable
expense, since I don’t have a brick and mortar store. I do all my
selling at shows or online.
The decision is one I reevaluate regularly, but for me at the moment
any other solution just isn’t cost effective. I figure the extra
into my costs when pricing, so it works.
Beth Wicker
Three Cats and a Dog Design Studio
http://www.bethwicker.etsy.com
http://bethwicker.ganoksin.com/blogs/