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Insurance for contract jewelers


#1

Hey,

Recently relocating to Florida have applied to Reeds Jewelers and
was surprised after 30 yrs. in the trade they require an honesty bond
and certificate of insurance including coverage of after hours
break-ins where the repair box is stolen from the safe. Since all
work well be done at the store during store hours I’d love to hear
from other bench jewelers that had this. Is there enough work to
cover these costs on average? I’m going through Jewelers Mutual to
price these out. Any input would be appreciated.

Thanks,
Tim


#2
Recently relocating to Florida have applied to Reeds Jewelers and
was surprised after 30 yrs. in the trade they require an honesty
bond and certificate of insurance including coverage of after hours
break-ins where the repair box is stolen from the safe. 

Are you an employee or contract labor and will you have a key to the
store?

I would love to get one of my bench jewelers to pay for insurance
for something that is my responsibility. Seems like they want to make
money from your effort without having any commitment for liability.
Negotiate with them for 50% of the labor on every job and use David
Geller’s book.

Richard Hart G.G.
Jewelers Gallery
Denver, Co.


#3
and certificate of insurance including coverage of after hours
break-ins where the repair box is stolen from the safe. Since all
work well be done at the store during store hours 

They want you to insure against someone breaking into their
store and safe and stealing their property? Huh?

Al Balmer
Sun City, AZ


#4

Jewelers Mutual has insurance for craftsmen who work at home or
small shop. You can get it for theft/robbery/burglary.

http://www.jewelersmutual.com/Insurance.aspx?id=100&cnt=USA

David Geller
www.jewelerprofit.com