Lee, I’ll respond to this one and am curious as to what others do
also. I do a lot of custom work with customer stones, many of them
high value stones. In the beginning many years ago I couldn’t afford
insurance so I started a fund. I took a few dollars out of every job
and put it aside so I could pay for a broken stone or, heaven forbid,
a melted ring or theft. While I have adequate in store insurance now,
the fund has only been used several times in the last 20 years. I
don’t put money into it anymore. This was my way of solving the
problem. It was tough when I first started because I sweated out a
more than a ‘few’ jobs before I had enough to cover most stones. This
doesn’t help you much right now I know but perhaps someone else has
really great idea. Perhaps the Orchid community could start an
insurance fund for small independents…talk about paperwork !!!
Terry Parresol
Parresol Jewelers
Lakeland, FL
parresol@tampabay.rr.com