Hi again Annabel,
Forgot to complete my thoughts: here is the link to the TEMPLATE for
that example "life plan" so you can fill out your own in a Word
I'm in no way affiliated with the company, but StartupNation is one
of the best business sites available for start-ups (I've looked far
Off the subject, yet could be helpful to someone: going back to the
mention of a roof over your head and the food. I would like to
briefly mention that we are a highly materialistic society-- and of
all things, I would say jewelry is the best because you can have more
of it since it is small hehehehe. Anyway, onto my point:
You (or someone else) may have a certain lifestyle you're accustomed
to, or striving to get to a higher "material" quality of life-- but I
would challenge anyone to observe their current materialistic "needs"
and determine if those needs are actually draining the quality of
their LIFE at this time. And be careful about setting yourself up
with new material you may not need immediately; the "it'd be nice to
have..." things can wait!
For instance, and I'm generalizing here (not targeting you or judging
in any way), do you need to drive that huge brand new gas-sucking SUV
and make horrendous payments on it? Or can you settle for something
more affordable, used, practical, etc?
In other words, I challenge people to find what TRULY makes them
happy and at PEACE, what material things they can settle for, and
what things they can live without; this seems irrelevent to your
post, but unneeded expenses and extra stress on "things" can affect
your focus, productivity, and creativity.
Right now our garage is jam-packed with a mountain of crap. Truly the
American Dream, right? We are currently selling or donating 80%
percent of the idle unfulfilling junk. If you walk around your house
I'm sure you can find things that you think, "I haven't used that in
years, I can live without it." Sell or give away those things and put
the money into Savings. You will be doing yourself a huuuuge favor to
do it sooner than later.
I'm a simple person, so I can live without a lot. But I still have
desires and plans to "get more" as long as it is practical in the
long-term. This also applies to buying toys for children. Get
something that will stick with them, like a toy jewelers bench! -- Or
die-cast trucks and cars, not cheap toys that break the next day-- no
matter HOW BADLY THEY CRY THAT THEY WANT IT!!! And toys for girls,
well.. ok a few stuffed animals and dolls, but do they really need the
ENTIRE collection of beanie babies and barbies (or anything else)
that cost you an arm and a leg? (We're currently dealing with that,
too!) All right I think I'm done rambling... sorry.
If people end up using the "life plan" I'd love to know and network.