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Home insurance


#1

Hello,

I’m new to this format and to jewelry making. I came across a thread
from last year about getting home-based workshops insured. There was
a gentlemn from Maine (where I live also), who was planning on
setting up a Smith Little Torch and asking for feedback. I’d like to
set use a similar setup. As it is a year later, I wondered if he set
up his workshop and if he had luck getting? I hope this gentleman is
still on the discussion list and can let me know if things worked
out!

Sue


#2

Hello!

I have a Smith Little Torch oxy/propane that I use in my garage. I
insurance it separately through my home insurance carrier that I
purchase through Costco. It only adds and additional $150.00 to my
yearly premiums and I get a little business inventory coverage as
well. I believe it is $10,000.00. The peace of mind this brings me
is priceless.

I insure my business through RLI which caters to artisan venders.
This also covers my inventory and any sort of liability associated
with the business at home and while selling at fairs and markets. The
$$ is very reasonable.

I hope this is useful to someone. I have posted once
before and got such mean & arrogant feedback from one individual that
I have hesitated posting again. I have graduated a metal arts program
contribute on occasion. I have also taken classes at the Revere
Academy in San Francisco and participated in several workshops from
well known metal artists such as Marilyn Da Silva & Deb Lozier. I
have been selling my metal work for about three years.

Kind Regards, R


#3

Rita said… I hope this is useful to someone. I have
posted once before and got such mean & arrogant feedback from one
individual that I have hesitated posting again… Rita, Please don’t
let a bad apple or two prevent you from posting. Everyone has
something to contribute and all of us have more to learn.

Mark