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Health Insurance


#1

Unlike Peter Rowe, who has been able to get any health
insurance, I was able to get my own insurance through an
association a few years ago – and luckily never let it go even
while employed elsewhere. Now I’m extremely glad I did because
when I tried to change insurance (to something cheaper) I was
turned down. I’m very healthy, don’t smoke. I was
flabergasted to be turned down “due to your health history.”

So Orchidists out there just out of college, just your own
health insurance now, while you still can, and keep your options
open. I personally value very much being insured on my own and
not having that connected to employment elsewhere.

BTW, since people are bound to ask, people wanting to insurance:
join the Chicago Artists’ Coaltion (even if not in Chicago) at 11
E. Hubbard, Chicago, Illinois, 60611, (312) 670-2060. I think
there is a web site too, can’t find the URL. Then you’ll be
eligible for their group insurance, many choices, including
dental and a couple carriers, including Blue Cross.

Also, Business and Professional Women (a national organization
which allows male associate members, and has local chapters in
practically every state.) used to have excellent short term
"emergency" insurance. Elaine


#2

Hi all!

I’m currently working on an article on health insurance for the
self-employed for AJM magazine, and once again, I’m seeking the help
of Orchid members. I’ll be researching different health insurance
options for those who don’t have access to group policies, and I’d
like to learn as much as I can about the pitfalls that probably won’t
appear on insurance company literature. Anyone out there willing to
share their horror stories or their success stories about trying to
get health insurance for themselves or their family? Either would give
me some real-world basis for my research.

I know this topic has been covered before on Orchid, and I have been
reviewing the archives on the subject. I’ve noted most of the options
you’ve shared in the past, but I’d love to learn more about your
experience in this area, and whether you’re satisfied with the
solutions you’ve found.

I can be reached via e-mail at SuWade@ici.net, fax at 520-563-8255,
and telephone at 508-339-7366 (If I’m not there, just leave me a voice
mail letting me know when would be a good time for me to call back.)
My office hours are Tuesday and Wednesday 1-5 p.m. Eastern daylight
time, but I am available at other times as well with a little advance
notice.

Thanks in advance for your help!

Suzanne Wade
writer/editor
SuWade@ici.net
Phone: (508) 339-7366
Fax: (520) 563-8255