I would like to offer this. I am covered by Medicare via an
HMO-Advantage plan. It really is good for me. What I want to offer
to those dealing with high prescription costs.
I take 3 prescribed generic medicines per day. I used Costco’s
Pharmacy after seeing a news program which showed wide differences
between pharmacies, and pharmacy chains.
This was very satisfactory for several years. One renewal a medicine
I take by choice increased drastically at Costco. I took a big hit
with that. Shortly after that I saw a program offered by WalMart
4/10. Basically it is $4.00 per generic for a 30 day supply, or
$10.00 for a 90 day supply. I went to investigate and saw that the
generic that had gotten so costly at Costco, was $10.00 for 90 days
at Walmart. Of course I changed to WalMart and have been very happy.
This year that same medication went off of formulary and again
became more expensive, I think $39.00 for 90 days, manageable. I
recently paid attention to my Explanation of Benefits for drugs, and
found the only medication appearing there was an antibiotic I
recently needed. My son had originally gone to pick it up for me,
but called saying it was $69.00. I declined to fill it. A few days
later I was picking up an alternate generic antibiotic, when I
queried the pharmacist why the other was so high. The pharmacy tech,
had neglected to apply my health insurance, so in the end I got the
originally prescribed antibiotic for a co-pay of $7.00.
Again, and this is very important for those who face the "donut"
each year. None of my generic prescribed medications dispensed by
WalMart appear on my insurance drug as a charge towards the donut.
Many cardiac or diabetic patients reach that donut, check to see if
they are on WalMart’s extensive list of generics with $4.00/$10.00
cost. That is what even non-insured people pay.
I had verbally told my physician about that, and today brought him
the EOB to see for himself. He said that would help many of his
patients. BTW, not even the $39.00 medicine draws against my