Dear Pat, Your question is bound to generate many opinions, but here
are just a few things I would consider:
#1- A 5.0 mm princess cut should weigh approx. 0.68 carat, taken
from a chart.
#2- An eye clean (SI), and reasonably white (H/I), stone is listed
on the Rapp list at roughly $1400 per carat. Even at 20% off the list
(typical wholesale), this diamond should wholesale at approximately
$760.00, plus the value of the ring.
#3- Finally, and most important, pawn dealers are very knowledgeable
about the above facts, and do not sell at those reduced prices.
Purchasing a stone from them is a major "let the buyer beware"
situation, and I would only make a purchase if they promised, in
writing, to refund if the stone proves to be anything else than what
Always remember, pawn dealers make their living knowing what it is
they buy, and how much to resell it for, and almost any retail jeweler
would gladly give them $250 for the ring. Do they really need to sell
it to the public, if that were the case?
Use extreme caution! JMF