We like our paypal merchant account, it's really the only way we
have found as street vendors to take credit cards without big fees
or having to waste time on the phone when we're trying to sell
more stuff.. We write down the info (card number, name, billing
address) and process it when we get home.
Just in case anyone thinks you need PayPal to do this-- I do exactly
the same and I have a merchant account at my bank. Actually, I use a
knuckle buster so I don’t write the info down, but I don’t run the
charges til I get home. I ask customers to fill out their name,
address and phone in my receipt book. A few don’t want to give
phone, but I also tell them I will use it only if the charge fails
to go through. No one has refused.
I hate typing all those charges in on my phone, but it is a cheap
way to do things. And in the case of a large or questionable charge,
you can do it then and there with a cell phone.
The one time I tried to do that, though, when someone who looked
like a bag lady wanted an $1100 ring, I got flustered and
confused… so she just whipped a wad of bills out of her pocket and
paid me in cash.