Check with the bank holding the merchant account first. It is my
understanding they have to program the used equipment for you. When
I switched to a cordless unit I tried to buy it from another company
and have the merchant bank program it. It would cost a small fortune
and I would not have service for 2 weeks. It just sounded like such
a headache! I have heard horror stories about the compatibility of
phone services and credit card machines.
If you are checking around perhaps you could check the cost of the
cordless ones. You can take them anywhere (just about), even
outdoors. Check the coverage on the service and the cost per month.
Mine is $12.00 for the network and works on the same system as UPS.
The coverage is actually better than my cell phone network.
Take a look at the ads on Crafts Report and Lapidary Journal. I
think is a good place to start. If you are a member of MJSA they now
offer merchant accounts through Fleet Bank.
Also some banks offer a service where you can use your regular phone
to get approvals. It costs a little more per transaction and I don’t
find it very safe. You could be declined and have to chase the
person around. If you don’t have approval on the spot make sure to
get the persons billing adress for that card and the phone number.
If you are declined many times the banks holding the credit card
account will not be very helpful.
Try your best to get a merchant account. My sales increased
considerably. Also I believe accepting charges increases customer
confidence in you as a serious business. Also you can take phone
orders and not have to wait for the check to clear.