If there is no breaking, entering, burglary, or robbery it is
known as “mysterious disappearance”. Mysterious disappearance is
a covered peril only on an “all risk floater” forwhich coverage is
available, but not at an affordable price and probably not for a
professional - once more the business/professional catch 22.
Sorry, but that’s the way - no one can afford to insure for the
sure loss - that’s the way the industry views it. If its a sure
loss, then the cost of the insurance is the value of the loss and
no one would buy it.
Kathy Dion, CPCU (Chartered Property & Casualty Underwriter for anyone